Studying in the UK is an exciting opportunity, but budgeting is vital. For international students, understanding monthly expenses is essential. Costs can vary widely depending on where you live. This guide helps you prepare financially and make informed choices about student life in the UK.
Student Tenant breaks down the main expenses students face across nine major cities. You’ll find insights into rent, food, travel, and daily essentials. Our goal is to provide practical advice, clear examples, and city-specific tips for international students.
Why Choosing the Right Student Accommodation Matters
Where you live affects your budget the most. Rent makes up the largest share of monthly expenses. Selecting the right student accommodation early helps avoid unnecessary costs.
We provide trusted listings designed for students. Whether you're searching for shared student rooms, private student apartments, or group student housing, we’ve got you covered. Options vary by location and lifestyle. Choose housing that matches your budget and comfort level.
We also help you find places close to campus. This cuts transport costs and saves time. Many of our listings include bills in the rent, which simplifies your monthly budget.
Average Monthly Expenses in Key UK Cities
Here’s a breakdown of average monthly expenses in each city. These estimates include rent, food, transport, and extras.
These totals are average figures. Your costs might vary based on lifestyle and personal habits.
Understanding the Major Student Expenses
Rent and Student Housing
Rent is your largest monthly cost. It depends on the city and the type of housing you choose. Shared student rooms are the most affordable. Private student apartments are more expensive but offer greater privacy.
In London, rents average around £950 monthly.
Coventry and Sheffield offer good value, under £600.
Epsom is costlier due to its proximity to London.
Most students prefer all-inclusive rent. It simplifies budgeting and avoids surprise bills.
Food and Groceries
Expect to spend £200–£250 monthly on food. Cooking at home saves money. Meal planning is helpful. Try budget supermarkets like Aldi and Lidl.
Avoid eating out too often. Cafes and takeaways add up quickly. Batch cooking helps stretch your budget further.
Transport and Commuting
Transport costs vary widely. In London, travel is expensive. In smaller cities, you can often walk or bike.
A monthly travel pass in London costs about £147.
In Canterbury, walking or biking is common.
Many students use bus or rail passes to save money.
Get a 16–25 Railcard or a student bus card. These provide discounts on local and national travel.
Miscellaneous Spending
Miscellaneous costs include your phone bill, toiletries, entertainment, clothes, and study supplies.
On average, students spend £130–£200 monthly here.
Mobile plans: £10–£25
Gym membership: £20–£40
Streaming subscriptions: £10–£20
Books and supplies: £20–£50
Track these expenses using a budgeting app. It helps prevent overspending.
City-Specific Advice for International Students
London
Choose student housing in Zones 2–4 to save on rent.
Use an Oyster card or contactless for cheaper travel.
Shop at local markets and cook at home.
Birmingham
Look for student rooms near Selly Oak or Edgbaston.
Walk or bike to university if possible.
Share utilities with flatmates to reduce costs.
Manchester
Consider student apartments in Fallowfield or Rusholme.
Use a bus pass for local transport.
Cook with friends to reduce food waste.
Liverpool
Stay in shared student housing for affordable living.
Walk to class in the compact city centre.
Use student discounts at local cafes.
Sheffield
Rent near the city centre or university for convenience.
Cycle lanes make commuting easier.
Join campus clubs for low-cost entertainment.
Nottingham
Lenton is a top student area with good rent prices.
Walk or use city buses to reach campus.
Many landlords offer all-inclusive packages.
Canterbury
Stay near the university to save on transport.
Shop weekly and cook at home to lower costs.
Choose student rooms with utilities included.
Epsom
Look for student apartments with shared amenities.
Use a student railcard for travel to London.
Prepare meals instead of eating out often.
Coventry
City centre housing is convenient and cost-effective.
Public transport is affordable and frequent.
Shared housing offers the best value.
Tips to Save Money While Studying in the UK
Start your accommodation search early to get better deals.
Live with others to split rent and bills fairly.
Look for all-inclusive student housing to avoid hidden costs.
Use your student ID for discounts everywhere.
Plan meals and avoid wasting food.
Use budgeting apps to track spending.
What Students Prefer in 2025
Current trends show students value convenience and cost-efficiency.
72% prefer student housing close to campus.
66% want all-inclusive rent.
58% choose ensuite student rooms.
42% look for housing with study space and fast Wi-Fi.
We focus on what students need. Our listings reflect these top preferences. You’ll find plenty of options tailored to these needs.
Final Thoughts
Managing your money well makes student life less stressful. Each UK city has different costs, but budgeting can help anywhere. Choose the right student accommodation early. Cook meals, use student discounts, and monitor your spending.
At StudentTenant.com, we make it easier to find trusted student apartments, shared student housing, or private student rooms. Your comfort and affordability matter.
Study smart, live smart. With planning and the right tools, thriving as a student in the UK is possible.